Broker Check

Who We Serve

At Zion Capital Management, our philosophy is simple: we want to get to know you in order to help you make informed decisions that position you for accomplishment. Our focus is to understand your goals, objectives, develop a strategies to help you reach them and provide you with the best service and support along the way. As your advocate, we will custom-build a strategy for you, regardless of your occupation or profession – one that is designed to help you protect, grow and transition your wealth to the next generation.

STEM Professionals

STEM Professionals

STEM professionals face unique challenges when it comes to managing their finances. While they may have high salaries, they also often work in a highly volatile industry that can experience sudden changes in demand and compensation. Additionally, many STEM professionals are often so focused on their work that they may not have the time or expertise to properly manage their finances. Our team can provide you with the guidance you need on managing your investments, taxes, and retirement planning. By working with us, you can also navigate stock options, equity awards, and other unique compensation packages that are often a part of your employment packages.

DINKs (Dual Income No Kids) & SINKs (Single Income No Kids)

DINKs (Dual Income No Kids) & SINKs (Single Income No Kids)

DINKs
A DINK refers to a demographic group of individuals who are in a dual-income household and do not have children. If you and your partner are DINKS, you may have a higher disposable income, as you do not have the added expenses that come with raising children. As DINKs, you may have unique financial needs, such as a focus on maximizing your retirement savings, paying off debt, or investing in real estate. At Zion Capital Management, we can help you with each of these priorities and more as you navigate your way through a childfree financial future.

SINKs
Similar to DINKs, SINKs are a group of individuals who are in a single-income household and do not have children. If you are a SINK, it is likely that you may have a lower disposable income than DINKs, as you have only one income to rely on. As a SINK, you may face unique financial challenges of your own, such as limited resources for saving and investing, and you may need to prioritize different goals than those with dual incomes. For example, you may focus on

building an emergency fund, paying off debt, or investing in your career to increase your earning potential. You may also have to consider factors such as job security, disability insurance, and estate planning, as you do not have a partner to rely on for support. Our experienced financial professionals can serve as your rock to lean on when it comes to your financial future – all we need to know is where you want to be, and we’ll provide you with the right tools to make it there.

HENRYs (High Earner Not Rich Yet) & FIRE (Financial Independence Retire Early)

HENRYs (High Earner Not Rich Yet) & FIRE (Financial Independence Retire Early)

HENRYs
In the financial industry, a HENRY refers to a demographic group of individuals who have a high earning potential but have not yet accumulated significant wealth. If you are a HENRY, you may have an annual income of $100,000 or more, but may not have a high net worth due to factors such as high debt, high living expenses, or limited investment opportunities. HENRYs often have unique financial needs, and with plenty of guidance from us at Zion Capital Management, we can help you make the most of your income and build wealth over time.

FIRE
The goal of FIRE is to accumulate sufficient assets and passive income streams to cover living expenses without the need for traditional employment. The movement is based on the principles of frugal living, aggressive saving, and strategic investing. Typically, if you are pursuing a FIRE lifestyle, you may aim to achieve financial independence in your 30s, 40s, or 50s, allowing you to retire early and pursue other interests. While the FIRE movement is not for everyone, it has gained a significant following among those who prioritize financial freedom and flexibility. If you are a part of the FIRE lifestyle, we can help you create a personalized strategy that aligns with your FIRE goals, taking into account your current assets, expenses, and projected income needs. We can also provide you with guidance on tax planning and optimization strategies to help you minimize your tax liability and maximize your after-tax income.

Real Estate Investors

Real Estate Investors

Real estate investment can be an excellent way to build wealth, but it also comes with significant risks and complexities. As a real estate investor, it is crucial to have a clear understanding of the financial implications of each investment decision you make. We can help you create a comprehensive investment plan that aligns with your financial goals and risk tolerance. We can also provide guidance on tax strategies, asset allocation, and portfolio management, as well as offer advice on how to diversify your investments beyond real estate. By working with us, you can gain confidence knowing that you have a valued professional who is looking out for your best interests and helping you make informed decisions that are aligned with your long-term financial goals.

All investing involves risk including the possible loss of principal. No strategy assures success or prevents loss. Asset allocation is a strategy designed to help manage investment risk. It does not guarantee a profit or protect against investment loss in declining markets.


Small Business Owners 

Small Business Owners 

We understand that running a small business is hard enough as it is without having to worry about your business’ financial plan. Our team is proud to partner with small business owners to service them in wealth management and in financial planning. We want to become your personal CFO for your business so that you can leave the financial handlings to us and concentrate on yourself and generate the growth of your business genuinely. 

With our experience, we are amply prepared to help you identify a variety of tax and retirement planning opportunities for you and your business. We can also moderate your risks and plan for any transitions that your business may go through over a period of time. Along with providing comrehensive advice for legal, tax, and financial affairs, your advisor can also focus on the “other” things that financial advisors usually fail to pursue, such as how those financial decisions align with the dreams that you have for your business.

How Do You Know If You Are A Good Fit?

Although we serve a wide variety of clients from all walks of life, we have found that our most successful clients fall under a similar collection of financial goals and traits. You may be a good fit to work with us at Zion Capital Management if you are:

  • An individual with an income of over $150,000 a year
  • A couple with a combined income of over $300,000 a year
  • In your early 40s, married, and with children
  • A business owner making at least $300,000 a year
  • An individual who worked a nine-to-five job for years but realized that your skills and talent could be better served by running your own business
  • Someone who is invested into personal development and self-mastery
  • Someone who has clear financial goals in mind and is ready for a plan that works to meet them
  • An individual that wants to maximize their tax efficiency

Common Problems Our Clients Face

You know how a lot of High Income earners nowadays are worried if they’ll have enough for retirement or if they’ll be able to reach their financial freedom goals. Well what we do is help people like that by providing strategies so they feel confident about their financial future and they understand more about what they should be doing by providing a clear road map for them to pursue their goals. Below are some common things our clients face before they work with us.

  • Creating Generational wealth for my family is one of the most important things for me but I don’t know where to start..
  • I’m the first person in my family with the ambition and courage to create wealth. I want to assure I do everything I can to get there.
  • Personal finance and investment concepts just feel like a really big pill to swallow…they’re so many guru’s and articles out there but
    what’s the right advice for me?
  • I have large goals and the ambition to achieve them but that isn’t enough. I know if I fail to plan, I plan to fail so I want to be certain I’m on track.
  • I’m doing well but I work all the time and when I’m not working I don’t want to spend hours figuring this out. I want to be able to live
    my life but I also want to make sure I accomplish the things.
  • There are so many different investment and insurance options and I just not sure which ones are right for me What if I make the wrong decision and loss all of my money?
  • I want to be sure I have a plan for retirement because I don’t want to regret not preparing well enough and be stuck working.
  • I’m paying so much in taxes right now and there most likely going to
    continue to go up. What can I do?
  • I want to make sure my loved ones are taking care of and I’m not a burden if something happens to me

We believe that the only wrong questions are the ones that remain unasked, and we assure you that we will answer each of those questions with proactive solutions and advice. If you are interested in scheduling a meeting, please contact us (hyperlink to “Contact” page) and we can work out a way to meet and discuss each and every one of your financial needs. We look forward to hearing from you!

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